Maitland Office

CBD Central, Suite 1, Level 1/14 Bulwer St, Maitland NSW 2320

Office Hours

Mon - Fri: 8:30am - 5pm

Lending services

Whatever your financial goals may be, sometimes you need some extra assistance to achieve them. You might be looking to secure your first home or an investment property, launching a business, or accessing a personal loan for a new lifestyle product.

Macmillans Accountants provides lending services to make your goals achievable.

Home loans

First home buyers

Taking out a mortgage and buying your first home is a big, but exciting move!

With countless financing options out there and the first homeowner’s grant to consider, it can be extremely overwhelming. Where do you even start? What are the best options to consider?

Our financial specialists take away the stress for you. From viewing and assessing your income to providing you with a customised plan for your first home, our team will offer the best advice on the most suitable option for you, given your circumstances.

That leaves you to focus on the important part – finding and planning for your first home.


Refinancing your mortgage

Wondering what refinancing is, when is the best time to do it, and is it the right thing for you to do? Future planning for your finances is ongoing and needs to be constantly reviewed according to your circumstances.

Currently, interest rates on properties are at a record low. This means you can take advantage of a good deal on your home finance rate to save on monthly repayments.

Refinancing is the process of replacing your current original home loan by changing the terms or the rate at which you are making repayments.

Our finance specialists can assess your home loan every couple of years to ensure you are getting the best rate on your current loan, as well as ensure the loan set up still suits your needs.

Moving Homes

Moving the family

When it comes to moving the family, your finances might not always be ready. You may have only just gotten settled into a place when circumstances change, and you need to move again.

Not only can we assist you to create a budget for the big family move, but we can also help you search for the best loan to make the moving process easier.

And to keep you protected in the future, our finance experts can provide a step-by-step guide to creating an emergency fund in case of the next unexpected event.


Investment properties

Investing is an effective means of future planning by creating a nest egg for your retirement. However, it can be challenging to handle, especially when it comes to the record-keeping side.

Accessing a mortgage for an investment property is very different to the home you will live in. Our team of experts can guide you through the process of borrowing money for investment properties. This can be done by detailing the costs involved and potential hidden costs you may not have considered. These include tax, interest, and other outgoing fees from the property that you may not have considered.


Business lending

Managing finances as a small or medium (SME) business can be challenging for any business owner.

Business lending is helpful for SME business start-ups as well as helping with business growth. Lending services allow business owners to take their business to the next phase.

Not fully understanding how to manage loans or keeping up with financial records is a slippery slope that could harm your business. This is particularly true for business start-ups.

Don’t leave this to chance. Get in contact with us to ensure that your finances are in order. Macmillans Accountants can advise choosing the most suitable loan for your business with manageable repayments that suit you and your business’s needs.

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